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If you’ve been feeling stuck when it comes to wanting to make money as a mom while still being available for your family, you’re not alone.
So many women have this drive to make money but we are in a world that tells us how it should be rather than encouraging us to look for answers outside the box. I have my own theories on why that is but that’s a topic for another day.
I want to give you the key questions to ask yourself to figure out the right path to income for you. Not for other people, not what you went to school for, not what your family thinks sounds normal. What works for your dream life situation.
The right questions force us to think differently, challenge our assumptions, and unlock new solutions we never considered.
So if you’re struggling with the right income generation path for you, take a moment to pause and ask yourself these powerful questions:
Focus Area 1 – Identify What That Desire or Yearning Really Is
To choose the income generation path you have to know what that true desire really is. So many people want to make money so they jump right into starting a business. But that is not the right answer for a lot of people.
Take a step back and ask yourself:
- What is causing this fire inside me?
- Is it to make an impact on others in an area where you see them struggling without hope?
- Is it to make your family financially free and independent?
- Or do you want to feel like you are contributing to your family and not feel like a leach on your husband’s paycheck? THAT was a tough one for me for a long time.
You might realize that your end goal doesn’t require a huge business but instead a simple side hustle buying and flipping stuff on eBay or Facebook marketplace.
Or maybe you want to earn an income but you don’t want the mental stress and hassle required. So a part-time job would be a perfect fit for you.
What to do next: Grab a piece of paper and get down what you are truly yearning for. Don’t let your current situation dictate the answer. You can make changes to fit your current reality in a little bit.
For my girls of faith, what is God calling you to? It may be something that makes no earthly sense. But if he is pushing you to do something so heavily that you can’t sleep at night or it’s burning a hole in your mind all day long. You need to find a way to take action on it. Even if it its only 20 minutes a day. Its still progress.
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Focus Area 2 – Challenge the “Normal” Way of Doing Things
A lot of times, we follow what seems to be our only option. It’s what culture has told us our options are. But that doesn’t mean it’s the best way for you.
Instead, ask yourself:
What are my non-negotiables?
What are the things you are not willing to let go of or sacrifice in the pursuit of your goals?
For me, I know I am supposed to be a homeschool mom. So I have to find a way to make my business goals work around that.
This can feel really constraining. But solutions are found in constraints. When your brain knows the parameters it can find a solution that fits within the boundaries you set for it.
What to do next: Make a list of the things you know beyond a shadow of a doubt that are supposed to be a part of your life.
Focus Area 3 – Focus on What Actually Moves the Needle And Turn Off Outside Voices
It is so easy to focus on the things that make sense, are what the gurus say is the right thing, or just follow blindly what we can read online.
If you are like me and you are good at being a student this can be a dangerous space to be in. You think you will learn the right strategy or the next educator will have the answer.
If you stop consuming and start listening, you will find the right answer within your heart and soul.
No one knows your goals, business, or the people you are called to serve better than you do. My biggest mistake was trusting people who I thought knew better. But really they didn’t know what I knew.
To refocus, you may have to cut off the flood of loud noises filling your mind and ask yourself:
Does this noise fill that yearning or does it distract from what I am meant to do? If it doesn’t help you get there you likely need to remove it from speaking into your life.
It may be hard and it may feel like you are completely changing who you are in some cases. But it will allow that person you are becoming to fully show up and stop competing with everything else that doesn’t fulfill those goals.
What Moves The Needle
This is all based on what you want. You have to get super clear on what that income path is that you are going to TRY first. You may test out something and realize it’s not for you.
But go into it openly knowing that this may not be what you stick with. No matter what it is. People don’t get 100% hits all the time.
Here are a few questions to help you find the actions that move the needle.
- Does this give me experience in what I want to try to do?
- Does this cause me to ignore my non-nigoshibles.
- Does this allow me to take action on my dream life progress and isn’t just making me SEEM like I am doing what gets me to my goals?
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Different Income Paths For Different People
First I want to share that just because you are not working 60 hours a week outside the home, keeping a house and 3 kids alive, and making all the Pinterest-worthy crafts doesn’t mean you are any less of a woman.
You can do a lot but at what cost? Sleep? Health? Family? Is it worth it to you? If you are reading this post I could wager not.
Be ok with what you have the capacity for and do it to the best of your ability.
Here are some key areas that these different income streams need and if you don’t have those skill sets or have no desire to learn them. Then consider another way.
- Part-time job – Working less hours and you can leave work at work.
- Flipping products side hustle – You don’t have to make the product. You have to know what people want, find things with value, and know how to communicate that to the buyer.
- Your own business no matter the size – You get much higher profit margins but you also pay a HEAVY mental tax and have to be self-driven. No one is going to guide you and tell you the right next move.
Part-Time Jobs – Working Fewer Hours & Leaving Work at Work
(Best for moms who want stable pay, minimal stress, and the ability to clock out when the job is done.)
- Virtual Assistant – Work a set number of hours helping small businesses with admin tasks like email management, scheduling, or social media. No marketing needed—just find a client and do the work.
- Customer Service Representative – Many companies hire remote reps to handle phone calls, emails, or chat support. Usually comes with set shifts and no work outside of scheduled hours.
- Online Tutor – Teach a subject you’re good at, whether it’s math, English, or even ESL (English as a Second Language). Websites like VIPKid, Wyzant, and Preply make it easy to find students.
- Bookkeeper – Help small businesses track expenses, invoices, and taxes. This can be done on a part-time basis with minimal stress if you have basic accounting knowledge.
- Remote Data Entry – Simple, repetitive work that involves entering information into spreadsheets or databases. No marketing or high-stakes decision-making required.
- Transcriptionist – Listen to audio recordings and type them into text. Companies like Rev and TranscribeMe offer work-from-home positions.
- Medical Coding/Billing – Requires training, but many hospitals and private practices hire remote workers to process insurance claims and medical records.
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Flipping Products Side Hustle – Find, Buy, and Resell Without Making Anything
(Best for moms who want to make extra cash without the pressure of running a full business.)
- Reselling Thrift Store Finds – Find high-value clothing, furniture, or home decor at thrift stores and flip them on Poshmark, eBay, or Facebook Marketplace.
- Garage Sale & Estate Sale Flipping – Pick up undervalued items (like antiques, collectibles, or brand-name goods) and resell them online for a profit.
- Retail Arbitrage – Buy clearance or discount items from big stores like Walmart or Target, then resell them on Amazon FBA or eBay at a markup.
- Flipping Used Books – Source books from thrift stores, library sales, or Facebook Marketplace and resell them on Amazon using their book scanning app.
- Selling Free or Cheap Furniture – Pick up free furniture from Craigslist, Facebook Marketplace, or curbside giveaways, clean it up, and resell it.
- Selling Vintage or Rare Items on Etsy – If you have an eye for vintage goods, Etsy can be a great place to resell curated finds.
- Dropshipping (No Inventory Needed) – Find trending products and list them for sale, then use suppliers that ship directly to your customers. No need to store or make products.
Your Own Business – Higher Profit, but Requires Self-Discipline & Decision-Making
(Best for moms who want full control and are willing to handle both the creative and strategic side of business.)
- Freelance Writing – Get paid to write blog posts, articles, or website content. Requires marketing yourself, but once you build a client base, it can be highly profitable.
- Print-on-Demand Shop – Create and sell designs for T-shirts, mugs, or planners using platforms like Printful or Redbubble. No inventory required.
- Blogging (Monetized with Ads & Affiliates) – Takes time to grow, but can become passive income through ads, sponsored posts, and affiliate links.
- Selling Digital Products – Create and sell things like planners, templates, or educational guides on Etsy, Gumroad, or your own website.
- Subscription Box Business – Curate products around a niche (like homesteading, self-care, or kids’ crafts) and ship them monthly to subscribers.
- Coaching or Consulting – If you have expertise in a certain area (business, time management, parenting, etc.), you can offer coaching sessions via Zoom.
- Handmade Products (Etsy or Local Markets) – Sell handmade goods like candles, soaps, woodworking, or home decor. Higher profit margins but requires labor and creativity.
- Online Course Creator – Teach something you know and sell an online course on platforms like Teachable or Kajabi.
Choosing the Right Path for You
- If you want low stress, steady pay, and a clear schedule → A part-time job is the best fit.
- If you want extra income without creating a product → A flipping side hustle keeps things simple.
- If you want full control, higher income potential, and don’t mind the mental workload → Starting your own business is the way to go.
The key is to pick something that aligns with your current season of life—what works for one person might not work for another.
These are far from a full list but they will give you some ideas to get the juices flowing.
Here is a quick 3 question summary that I want you to be able to answer. And if you can’t right away. You may have to sit with them for a bit and wait for the answers to come. Copy and paste these into your notes app. Live life and let the answers find your heart.
- What is the honest result I am looking for at the end of the day?
- How do I want my daily life to look?
- What do I want my mental state to be when the sun goes down and I rest my head on the pillow at night?
Chances are, you already know what you need to do—you just haven’t given yourself permission to fully commit to it yet.
What to do next: Prioritize building what fills your calling not what the camp that the world tells you that you need to be in. It make take time to shift to the right income generation path for you but if you give it one simple action a day you will get there.
Ready to Finally Make Progress on Your Dreams—Without Dropping the Ball?
Whether you want to organize your life, start a project, or simply feel less scattered, this roadmap gives you the clarity, tools, and motivation to finally move forward.
👉 Click below to learn more and start today for just $37.
